Obtaining a small business loan is not the same as getting a personal loan. It is much more challenging to obtain a loan for a small business than a loan to purchase a home or car. You should not assume that just because you easily obtained a personal loan that you’ll be able to obtain a small business loan. Business loans typically take more time, require more documentation, and are more highly scrutinized. Or, you may try getting a mortgage against your home equity and using it to invest in your business.